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Marissa's mom purchased coffee from the local coffee shop. The first cup of coffee was $2.95. Each refill is $1.50. She also decided to get a bagel for $2.75. If Marissa's mom had 2 refills and a $0.50 discount as part of the rewards program, how much did she spend at the coffee shop?

$7.20
$7.45
$8.20
$9.45